Indoor Air Quality

What You Should Know:

Indoor air quality is an issue that has captured a lot of attention over the last few years. As a nation we are doing more and more to control our environment in the workplace, our vehicles, and our home. Indeed, the Environmental Protection Agency (EPA) estimates that many individuals spend over 90 percent of their time in conditioned environments. Although controlled spaces protect us from the extremes of weather and temperature they can also serve to trap pollutants around us

The emphasis of IAQ in the workplace is prompted by the fact that a large number of people are gathered in a single location, which makes it easier to document the common complaints and symptoms. However, by its very nature of being a workplace, such locations are gathering places for the fittest members of our society (with the exceptions of schools, nursing homes, and hospitals which serve as workplaces for the staff but have contact with a broad spectrum of our population). It is the home where groups that can be more easily and severely impacted by indoor air quality spend most of their time. It is at home where we find important subgroups of our population that are more susceptible to illnesses exacerbated by indoor air quality problems, including infants, children, the elderly, and individuals recovering from significant injuries or illnesses.

Colyer Services is Central Florida’s leading Indoor Air Quality Inspector licensed for removal and remediation, providing testing and removal services for all indoor contaminants which may lead to health problems in people who are sensitized. If you believe you have symptoms of, or any issues with mold or any other indoor contaminants, give Colyer Services a call today! We work with all insurance companies!

Dealing With Mold in Your Home

YOUR GUIDE TO DEALING WITH MOLD

Black mold health symptoms are varied and many, and often quite severe. While black mold is perhaps the type of mold we hear about the most, there are other toxic molds with which to be concerned, as well. Black mold removal can be quite the challenge, and some other molds are difficult to remove, as well. We’d like to give you some important information about toxic mold, how it may affect you and what you can do about it. Becoming informed is the first step to protecting yourself and your family.

According to expert organizations like the Mayo Clinic and the Centers for Disease Control and Prevention, there is a frighteningly long list of black mold health symptoms, including chronic sinus infections; worsening of asthma symptoms in people previously diagnosed with asthma and the development of asthma or asthma-like symptoms in people that previously did not have asthma; allergic reactions; headaches; dizziness; difficulty concentrating; and infections of the lungs and respiratory tract. Young people, elderly people and people with compromised immune systems are more susceptible to health problems caused by black mold, but the mold has been known to cause symptoms, sometimes severe symptoms, even in previously healthy individuals. Some other molds cause similar symptoms.

REMOVAL

Black mold removal is a time-consuming and very involved process. Your contractor must be licensed, and must identify all areas of the home that are infected by the toxic mold, then seal off those areas of the house to prevent mold spores from spreading as they complete the black mold removal process. All affected areas Must be cleaned with a commercial grade anti microbial product, and in some cases, drywall and studs should be removed by your contractor. Any sources of moisture in the affected areas must be identified and stopped, or else the mold issue will just come back. Any porous materials that cannot be thoroughly cleaned such as carpeting or insulation, must be properly disposed of in appropriate environmental facility, by your contractor. All moldy materials must be handled with extreme caution by your contractor, so that mold spores are not spread to the rest of the house, then encapsulate any mold that can not be completely removed.

personal protective equipment

The above photo shows how a licensed, experienced Mold Remediation Technician should look, when removing mold from your home. Always be certain to check for the proper licensing before executing a contract for mold testing or removal.

If you fail to follow proper procedures during the black mold removal process, you can expect an increase in your black mold health symptoms. You can also contaminate other areas of your home. Some other types of mold are equally difficult to remove from your home, though some are a bit simpler to deal with.

It’s a great idea to have a licensed Mold Professional who is also an experienced Insurance Adjuster, to deal directly with your insurance company so that your claim is paid for you with no hassle.

Colyer Services are State of Florida licensed Mold Assessors, General Contractors, and seasoned Insurance Specialists.

If you have a mold issue in your home or Suspect mold, contact Colyer Services to guide you in the right direction!

Handling Smoke Damage

How to Deal With Smoke Damage in Your Home

Smoke damage affects the ceilings and walls of a property. This problem is unpleasant and cleaning it is not easy. Smoke is a fuel that fails to burn properly and it is seen in the form of small carbon particles and other elements. After complete combustion, heat, light and carbon dioxide as well as water vapor are produced. These are some of the components of smoke and tiny particles called PM10. PM10 means Particulate Matter whose diameter is below 10 microns. These include small wood tars droplets, soot, ash and gases. Actually, most elements of a smoke have a diameter that is below one micron.

Charring and Soot

Smoke damage causes discoloration and black marks on the ceiling and walls. These are mainly caused by charring and soot. Soot refers to a residue that smoke leaves behind while charring is paint burning. The first thing that you should do when dealing with smoke damage is assessing the damage extent in order to determine if cleaning will solve the problem. Cleaning heavy soot as well as charring that come from flat-painted wall may not be possible. As such, re-painting and priming might be the only option. If charring is not deep, you can use semi-gloss or satin finishes in solving the problem. Colyer Services specializes in Fire and Smoke Damaged buildings.

Fixing the Problem

To fix a damage caused by smoke, you will need Trisodium Phosphate which is a cleaner, 2 buckets, a large sponge, warm water, goggles, cleaning gloves, and cleaning rugs. It is important to note that Trisodium Phosphate is harsh. Therefore, wearing gloves is important to prevent skin irritation. It can also cause eye irritation which can be prevented by the use of goggles.

Blistering and Bubbling

Blistering and bubbling of paints on the ceiling or walls might be due to excessive heat. A blister or bubble can only be repaired instead of being undone.

Dealing With Bad Smoke Odor

Apart from the visible soot buildup and charring, smoke also leaves a bad odor behind. This odor takes some time to disappear and it can be really stubborn. Depending on the strength of smoke odor, there are different methods that can be used to deal with it.

You need to note that if the bad odor caused by smoke has already permeated into the draperies, carets and furnishings, you have to replace or remove them since there is no much that you can do to eliminate the odor.

Call the professionals at Colyer Services to eliminate your smoke damage issues! We work with all insurance companies to assist in getting your claims paid!

If you have issues with Smoke Damage caused by either an internal fire or external fire, contact the emergency response team at Colyer Services immediately!

Mold and Your Insurance Company

Does Homeowners Insurance
Cover Mold Removal?

Don’t wait until you have a household mold problem to ask “does homeowners insurance cover mold removal?” Find out in advance if your insurance will cover a problem if one arises. Mold removal can be extremely costly, so you don’t want to find out too late that you’re not covered.

Coverage really varies from policy to policy, so the only way to know for sure if your policy will cover mold removal is to read your policy carefully. Colyer Services will analyze your policy for you, if you believe you have mold. Some insurance policies contain exclusions, specifically saying they will not cover mold removal. Some will cover mold removal only under certain circumstances. Some will pay for mold removal but not for mold testing, even though you may need to have your home tested for mold in order to find out if there is mold there that needs to be removed. Some will pay only a limited amount for mold removal, even if the actual mold removal process costs more. In some cases, you can pay extra to have insurance for mold remediation.

Contact your insurance agent if you have any questions about your policy. If your policy doesn’t currently cover mold removal, find out if you can add that coverage to your policy. It could save you thousands of dollars down the road.

The Cause of the Mold Problem

In many cases, homeowners insurance mold coverage depends on the cause of the mold problem. Many different things can lead to the growth of mold in the home. If mold results due to a sudden and accidental issue, like a burst pipe, which is covered, insurance is more likely to cover mold removal than if the mold is a result of neglected home maintenance.

Here are some examples:

Water Damage Following a Fire

Homeowners insurance usually covers fire damage. Unfortunately sometimes the water used to put out a fire can lead to later mold problems. If mold results from a fire that is covered by your homeowners insurance, your insurance policy will probably cover the mold removal, as well. Colyer Services covers Fire, Water, and Mold Damage

Water Damage Following a Flood

Mold is a common occurrence after a home has been flooded. Homeowners insurance often does not cover flooding, unless you specifically purchase flood insurance. If your insurance policy does not cover flooding, it probably will not cover mold that results from flooding. It may, however, cover mold following a flood if you have flood insurance. If you live in an area prone to flooding, this is definitely something you should look into.

Water Damage from a Leaky Roof

Homeowners insurance usually won’t pay for water damage that results from a leaky roof, and most policies won’t cover mold damage that results from a leaky roof, either. However, if something happens like a tree limb falls and crashes through your roof, leaving a hole in the middle of a rain storm, that damage usually will be covered by homeowners insurance. In that case, your insurance policy might also cover any resulting mold damage.

Water Damage Due to Broken or Leaky Pipe

Homeowners insurance does not usually cover water damage due to something like a leaky pipe. If your insurance policy doesn’t cover the damage due to the leaky pipe, it probably will not cover a mold problem caused by leaky pipe, either. Some insurance policies will pay for damage resulting from a burst pipe, though, and in that case, they may cover a mold problem resulting from that burst pipe, as well.

Mold Remediation

If you’ve got a mold problem and hope to get your insurance to cover the cost, you’ll need to start by having a consultation with a mold removal professional, like Colyer Services. Our services include Mold Analysis by a third party Lab, inspection, and write up that explains the scope of the problem, the work needed, and the estimated cost that you can give to your insurance company. They may also find “hidden mold” that you weren’t even aware of.

Colyer Services works with all insurance carriers to help you get your claim paid, as well as repair your home!

Damaged home? How to get an insurer to pay up

Tornadoes. Hurricanes. Wildfires. Over the past decade, insurance companies have paid more than $450 billion in property damages to policyholders.

And now some insurers are looking for ways to limit their losses by denying claims and sticking homeowners with the bill, said David Barrack, executive director at National Association of Public Insurance Adjusters. “They’ve gone from ‘good hands’ to boxing gloves,” he said.

 Some insurers may write policies with exclusions that absolve them from paying for certain damages or use legal jargon that’s difficult to understand, said Chris Maranges, a Miami-based attorney with Higer Lichter & Givner, who represents homeowners in property insurance litigation.
The insurance industry refutes such claims. “Insurers strive to pay all legitimate claims as rapidly as possible,” said Robert Hartwig, president of the Insurance Information Institute, an industry trade group. He also noted that policyholders are protected by laws in all 50 states.
The best step you can take is to hire a General Contractor who is also a licensed insurance adjuster. Colyer Services is armed and ready to do battle directly with your insurance company to provide immediate service and rapid payout of your claim.
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2017 Atlantic Hurricane Season Activity Forecast

The 2017 Atlantic hurricane season forecast released Thursday from Colorado State University calls for the number of named storms and hurricanes to be slightly below historical averages.

A total of 11 named storms, 4 hurricanes and 2 major hurricanes are expected this season, according to the forecast prepared by the CSU Tropical Meteorology Project, headed by Dr. Phil Klotzbach.

Q: What Does This Mean For Central Florida?

There is no strong correlation between the number of storms or hurricanes and U.S. landfalls in any given season. One or more of the 12 named storms forecast to develop this season could hit the U.S., or none at all. Therefore, residents of the coastal United States should prepare each year no matter the forecast.

Being prepared includes knowing a contractor who provides an immediate response, and works directly with your insurance company to repair your property quickly with no hassle to you, so that you can reclaim your home quickly.